Pai Gow Poker Betting System

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Mar 23, 2016 Pai Gow Poker Betting Systems If there’s one thing gamblers love, it’s their betting systems. The idea is that systematizing their bets, both the amounts wagered and their timing, can improve their odds of making a profit over the long run. Beating the House – Overcoming the Pai Gow House Edge Playing Pai Gow Poker offers gamblers the opportunity to enjoy a casino game with a relatively low house edge of approximately 2.9%. In fact, the house edge in Pai Gow Poker is just slightly more than that of the much loved casino classic; blackjack. Beating Pai Gow Poker at your local casino isn't as tough as you think! Although there are books on the subject like Sanford Wong's Optimal Strategy for Pai Gow Poker, there are some simple things you can do to increase your chance of winning without reading a 150-page book!

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Introduction

This section contains my analysis of the following pai gow poker side bets:

Dealer Bonus


Please see my page on the Dealer Bonus for information on that side bet.

Fortune Pai Gow Poker


Please see my page on the Fortune side bet for information on that side bet.

Jackpot Pai Gow Poker


'Jackpot' is a side bet I noticed at the Rio in November 2005. The game was closed at the time so the top prize was not evident, but according to the Shufflemaster web site it is alternatively $25,000, $50,000, or $100,000.

The following table shows the probability and return for each possible event. A $100,000 for the top win is assumed and a $5 bet, for a win of 20,000 to one. The table also assumes the player will always set his hand to maximize the value of the side bet, at the possible cost of his pai gow poker bet. The lower left cell shows a house edge of 2.21%, which for a side bet is pretty good.

Jackpot Pai Gow Poker Return Table

EventPaysCombinationsProbabilityReturn
Natural Royal plus Pair of Aces*20000120.000000080.001557
Five Aces plus Pair400720.000000470.000187
Royal Flush plus Pair20015600.000010120.002024
Five Aces20010560.000006850.00137
Royal Flush100245600.000159330.015933
Straight Flush plus Pair60117480.000076210.004573
Four of a Kind plus Pair40576480.000373990.01496
Straight Flush301730840.001122880.033686
Four of a Kind202498240.001620730.032415
Full House plus Pair121504800.000976240.011715
Flush plus Pair84892600.003174060.025393
Straight plus Pair611555360.007496520.044979
Full House640245600.026109250.156655
Flush456314200.036533720.146135
Straight3101453880.065817990.197454
Three of a kind274706760.048465850.096932
Nothing-11245561960.80805571-0.808056
Total1541430801-0.022088

* Both royal flush and pair of aces must be natural (no joker) for highest win.

If the top prize is less than $100,000, or the player bets more than $5 on the side bet, the return will be slightly less. The next table shows the house edge according to various other wins for a natural royal plus pair of aces according to the win on a to one basis.

House Edge by Highest Win

Natural Royal plus Aces PaysHouse Edge
200002.21%
100002.29%
50002.33%
40002.33%
30002.34%
20002.35%
10002.36%

Emperor's Challenge

Emperor's Challenge is a side bet I noticed at Hooter's Casino in Las Vegas in April, 2006. The following return table shows the probability and return of all possible outcomes. The lower right cell shows a house edge of 4.171%.

Emperor's Challenge Return Table

EventPaysCombinationsProbabilityReturn
Natural 7-card straight flush5000320.000000210.001038
Wild 7-card straight flush10001960.000001270.001272
Five aces50011280.000007320.003659
Royal Flush150260920.000169270.025391
Straight Flush501846440.001197870.059894
Four of a Kind253074720.001994720.049868
Full House541885280.027172990.135865
Flush461720880.040041290.160165
Three of a kind376725000.049775180.149326
Straight2110342040.071584170.143168
9 high pai gow40310800.000201630.008065
10 high pai gow52486400.001613050.008065
J high pai gow29634800.006250560.012501
Nonpaying hand-11233129960.79999048-0.79999
Total1541430801-0.041714

I hear that in Washington State the player must bet at least $5 to qualify for the pai gow hands.

Progressive Pai Gow Poker

The Falls View casino in Niagara Falls Ontario offers 'Progressive Pai Gow Poker'. This is basic pai gow poker with an added $5 side bet.

The following table shows the return table based on a breakeven meter of 20536.05 bet units, which for a $5 bet is $102,680.24. The house edge at all other times is 11.5428% less 1.1242% for every $10,000 in the meter.

Progressive Pai Gow Poker Return Table

EventPaysCombinationsProbabilityReturn
Natural Royal Flush or Five Aces + pair20536.053360.0000020.044764
Wild Royal Flush + pair20012600.0000080.001635
Straight Flush + pair50117480.0000760.003811
Four of a Kind + pair40576480.0003740.01496
Full House + pair121504800.0009760.011715
Flush + pair84892600.0031740.025393
Straight + pair411173880.0072490.028996
Natural Royal Flush or Five Aces2053.653040.0000340.070664
Wild Royal Flush100203600.0001320.013209
Straight Flush251730840.0011230.028072
Four of a Kind202498240.0016210.032415
Full House640304160.0261470.156883
Flush456637120.0367430.146973
Straight2100715160.0653390.130677
Three of a kind275445480.0489450.09789
Nothing-11245561960.808056-0.808056
Total15414308010

Pai Gow Insurance


Pai gow 'Insurance' is a side bet that I noticed at the Red Rock casino in August, 2008. It appeared along with the Emperor's Challenge side bet. A 'pai gow' in pai gow poker is a hand with seven singletons, where no straight or flush is possible. This side bet wins if the player had a pai gow, the lower the highest card, the more it pays. The following return table shows the details. The lower right cell shows a house edge of 7.35%.

Pai Gow Insurance

EventPaysCombinationsProbabilityReturn
9 high pai gow100310800.0002020.020163
10 high pai gow252486400.0016130.040326
J high pai gow159634800.0062510.093758
Q high pai gow727195000.0176430.123499
K high pai gow563869400.0414350.207176
A high pai gow3144307800.0936190.280858
Loser-11293626600.839238-0.839238
Total1541430801-0.073457

Lucky 8's


Please see my page on the Lucky 8's for information on that side bet.

Pai Gow'd


Pai Gow'd is a side bet I noticed at the Four Queens on December 26, 2011. It is exactly like Pai Gow Insurance, explained above, but with a modified pay table. The lower right corner of the odds table below shows a house edge of 6.44%.

Pai Gow'd

EventPaysCombinationsProbabilityReturn
9 high pai gow100310800.0002020.020163
10 high pai gow502486400.0016130.080652
J high pai gow109634800.0062510.062506
Q high pai gow727195000.0176430.123499
K high pai gow563869400.0414350.207176
A high pai gow3144307800.0936190.280858
Loser-11293626600.839238-0.839238
Total1541430801-0.064384

The Jokolor is a side bet mentioned on page 85 in the a document titled Rules of casino games in Great Britain (1124K). The side bet wins if the player has a joker and/or all cards of the same color. The following table shows the house edge is 3.90%.

Jokolor

EventPaysCombinationsProbabilityReturn
Six cards same color plus joker304604600.0029870.089617
Seven cards same color, without joker1013156000.0085350.085349
Any hand with joker5198980600.1290880.645441
Loser-11324689600.85939-0.85939
Total1541430801-0.038982

This side bet is paired with pai gow poker games, including EZ Pai Gow, offering the G3 electronic side bet wagering. As far as I can tell at the Rampart casino, it is just titled the 'Bonus Bet.'

Bonus Bet Return Table

EventDynasty PaysEnvy BonusCombinationsProbabilityDynasty ReturnEnvy Bonus
Natural 7-card Straight Flush8000$ 5000320.0000000.0016610.000208
Royal Flush + Natural AQ Suited2000$ 1000720.0000000.0009340.000093
Wild 7-card Straight Flush1000$ 5001960.0000010.0012720.000127
Five Aces400$ 25011280.0000070.0029270.000366
Royal Flush150$ 50260200.0001690.0253210.001688
Straight Flush50$ 201846440.0011980.0598940.004791
Four of a Kind25$ 53074720.0019950.0498680.001995
Full House5$ 041885280.0271730.1358650.000000
Flush4$ 061720880.0400410.1601650.000000
Three of a Kind3$ 076725000.0497750.1493260.000000
Straight2$ 0110342040.0715840.1431680.000000
Losing combinations-1$ 01245561960.808056-0.8080560.000000
Total:1541430801.000000-0.0776560.009268

The next table shows the overall house edge according to the number of players, including yourself, and various bet amounts. Note that the high edge is lowest at a bet of $1. This is because the win for the Envy Bonus is the same, regardless how much the player bets.

Bonus Bet House Edge

Players$1-$4 bet$5 bet$10 bet$15 bet$25 bet
67.77%3.13%5.45%6.22%6.84%
57.77%4.06%5.91%6.53%7.02%
47.77%4.99%6.38%6.84%7.21%
37.77%5.91%6.84%7.15%7.39%
27.77%6.84%7.30%7.46%7.58%
17.77%7.77%7.77%7.77%7.77%

This is a progressive side bet found with G3 electronic betting units. The player may bet $1 to $25. All jackpot wins are the same, regardless of bet size, so I would never bet more than $1. As usual with progressive bets, wins are on a 'for one' basis. That means you don't get your original bet back, even if you win. To be consistent with other pages on this site, the following page is on a 'return basis,' meaning what the player can expect to get back for his bet, based on a $1 bet.

G3 Progressive

EventPaysCombinationsProbabilityReturn
7-card Straight FlushJackpot$ 2280.0000010.000000
Five Aces0.1×Jackpot$ 1,1280.0000070.000000
Royal Flush$500$ 26,0920.0001690.084636
Straight Flush$100$ 184,6440.0011980.119787
Four of a Kind$75$ 307,4720.0019950.149604
Full House$4$ 4,188,5280.0271730.108692
All other0$ 149,434,9880.9694560.000000
Total154,143,0801.0000000.462719

The bottom right corner shows a return of 46.27% on all fixed wins. The value of the progressive is 22.11% for each $100,000 in the meter. To reach 100% the meter would need to be $243,011.06.When I saw this bet at the Rampart casino on March 17, 2011, the meter was at $207,361, for a return of 92.12%. This was probably unusually high, because the Rampart has had a truck with a big sign in the back drive around Summerlin promoting the large jackpot.

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Introduction

Pai Gow Poker is a variation of the Chinese domino game pai gow. The game is known for a slow rate of play and lots of pushes, resulting in low risk game. While a game of skill, most hands are obvious how to play, and it is not difficult to learn proper strategy for the rest of them. Every player plays against the same dealer hand, which causes the table to often win and lose together, resulting in a fun and social game.

History

Pai Gow Poker was invented in 1985 by Sam Torosian, owner of the Bell card club in southern California. However, his is a name few people recognize. While other have made millions inventing casino games, Sam received some bad legal advice that card games were not patentable, and never filed one for his game. When his game was a success at his own casino there was nothing to prevent competing casinos from offering the game as well, and they didn't have to pay Sam a dime.

Source: Casino Boss Can't Cash In on Game He Developed — Los Angeles Times, Nov. 3, 2002.

The Rules

  1. A single 53-card deck is used, consisting of the usual 52 cards, plus one joker.
  2. The joker is semi-wild. It may be used as an ace, or to complete a straight, flush, or straight flush, or royal flush. After the player makes a bet, the dealer will deal the player and himself seven cards each.
  3. Standard poker ranking rules are followed with one strange exception — the A2345 straight (known as 'the wheel') is considered the second highest straight. Some casinos have dropped this ridiculous rule, but most still cling to it.
  4. The player will separate his seven cards into a five-card high hand, and two-card low hand. The high hand must be of higher poker value than the low hand.
  5. The five-card hand is ranked according to conventional poker rules. The only poker hand in the two-card hand is a pair or no pair, after which the individual cards determine the value.
  6. After the player has set his hand, the dealer will turn over his cards and divide his hand in the same manner, according to specified rules known as the 'house way.'
  7. The two high hands will be compared, and the two low hands, the hand with the higher poker value winnings. If the event of a tie, for example both two-card hands are ace/king, then the tie has go to the 'banker.'
  8. If the player wins both comparisons, then the player will win even money on his bet, less a 5% commission. If the player wins one and loses one, then the bet shall push. If the player loses or ties both, then the player shall lose his wager.
  9. Unlike most casino games, the player may bet against the dealer, and other players in pai gow poker. This is known as 'banking.'
  10. The turn to act as banker is supposed to rotate around the table, but at some casinos it zig-zags between the dealer and each player in turn.
  11. The player may always decline to bank (which usually happens), in which case the option will revert to the next player, or dealer.

Strategy

I'm very proud to present my pai gow strategy page. It contains simple, intermediate, and advanced strategies for both playing as the banker, against the banker, and combined. This page took months for my assistant JB to create so I hope you'll have a look.

For your convenience, I also have my one-page simple pai gow poker strategy (PDF).

House Edge

Betting

The house advantage in Pai Gow Poker depends on partially on your skill setting hands but more on how much of the action you bank. I plan to publish some pai gow poker strategy in January, 2014. Until then, the following tables show the probability of each possible outcome and the expected value four ways — whether using the house way or optimal strategy and whether banking or the dealer is banking.

House way Strategy — Dealer Banker

EventPaysCombinationsProbabilityReturn
Win0.952,402,491,783,820,7560.2911950.276635
Push03,341,087,256,920,5240.4049580.000000
Loss-12,506,879,990,473,1200.303847-0.303847
Total8,250,459,031,214,3901.000000-0.027212

House Way Strategy — Player Banker

EventPaysCombinationsProbabilityReturn
Win0.952,506,879,990,473,1200.3038470.288655
Push03,341,087,256,920,5240.4049580.000000
Loss-12,402,491,783,820,7560.291195-0.291195
Total8,250,459,031,214,3901.000000-0.002540

Optimal Strategy — Dealer Banker

EventPaysCombinationsProbabilityReturn
Win0.952,413,147,766,131,8480.2924860.277862
Push03,337,551,044,510,6960.4045290.000000
Loss-12,499,760,220,571,8560.302984-0.302984
Total8,250,459,031,214,4001.000000-0.025122

Optimal Strategy — Player Banker

EventPaysCombinationsProbabilityReturn
Win0.952,521,011,760,499,3000.3055600.290282
Push03,330,840,908,447,7080.4037160.000000
Loss-12,398,606,362,267,3920.290724-0.290724
Total8,250,459,031,214,3901.000000-0.000442

The following table summarizes the expected value under all four scenarios. The 'difference' row and column show that banking, compare to not banking, increases expected value by 2.47%. The difference between following the house way and the theoretical optimal strategy, which I'm quite sure nobody knows, is 0.21%.

Summary

BankerHouse WayOptimalDifference
Player-0.002540-0.0004420.002098
Dealer-0.027212-0.0251220.002090
Difference0.0246720.024680

Commission Free Pai Gow Poker

Often in Washington State the casino will not charge the 5% commission on banker wins. They make a profit on the banker's advantage and side bets only. With no commission, the banker has a 1.30% advantage, and all others playing against the banker a 1.30% disadvantage.

Banking Against Yourself

Sometimes, when a player invokes his right to bank, the other players will want a shot at whatever the side bet is, but dislike betting against another player on the primary wager. Another reason this might be done is to 'change the luck' at the table. In this case, non-banking players may make a deal with the banking player that if one beats the other, the winner will refund the loser, less the 5% commission. It is essentially banking against yourself through a gentleman's agreement with the banker. The dealer will have nothing to do with it. In some casinos, they will overtly not allow it, although it may be hard to prevent, especially if the deal is made in a foreign language the dealer doesn't know. I mention this as a warning that you may be asked to do this, if you choose to bank. How you respond is up to you, but I will say it may cause some ill-will at the table if you say 'no.'

There is a discussion of this in my forum at Wizard of Vegas.

The House Way

The house way is how the dealer arranges their own hand. It can vary from place to place the differences are marginal and happen infrequently. The house way is available for the following casinos:

  • Great Britain (1124K PDF; see page 80)
  • Silver Dollar (Washington)
  • IGW (Software for Arrow's Edge Internet casinos)

Pai Gow Poker Probabilities

The following table shows the probability of forming any specified poker hand. These probabilities consider all seven cards and without regard to how the player may play the hand.

Probabilities in Pai Gow Poker

HandCombinationsProbability
Five Aces1,1280.00000732
Straight/Royal Flush210,9640.00136862
Four of a Kind307,4720.00199472
Full House4,188,5280.02717299
Flush6,172,0880.04004129
Straight11,236,0280.07289350
Three of a Kind7,470,6760.04846585
Two Pair35,553,8160.23065464
One Pair64,221,9600.41663862
All Other24,780,4200.16076246
Total154,143,0801

Note: The number of combinations for a Royal Flush is 26,132; 21,620 wild and 4,512 natural.

Internal Links

  • pai gow strategy page.
  • pai gow poker simple strategy (PDF).
  • Ask the Wizard questions about Pai Gow Poker.
  • EZ Pai Gow Poker.
  • Commission Free Pai Gow Poker.
  • Dealer Probabilities: Shows the probability the dealer will form any given hand or less. Useful for making accurate strategy decisions.
  • When to split Two Pair: My advice on when to split two pair.
  • Side Bets: Analysis of various side bets such as Fortune, Jackpot, and Emperor's Challenge.
  • No Push Pai Gow Poker: My analysis of this Pai Gow Poker variant.
  • Pai Gow Mania: My analysis.
  • Play Pai Gow Poker. Play my Pai Gow Poker game.
  • Face Up Pai Gow Poker — Variant where the dealer's cards are dealt face up.

External Links

Pai Gow Poker Betting System Reviews

German translation of this page.

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